Consumer Protection
Advocate for Your Financial Well Being With a Consumer Protection Specialist!
Are you facing medical bills, credit card debt, the threat of foreclosure or repossession, job loss or a decrease in your income? Many people are facing very tough times right now and economic uncertainty is occurring around the country and the world.
The right Cleveland bankruptcy attorney can help you turn things around and advocate for your financial well being. In order to get the best possible results and a fresh financial start you need an experienced consumer protection specialist on your side advocating for your interests.
Not Every Cleveland Bankruptcy Attorney is the Same
If you are facing financial difficulties, considering a liquidation or reorganization consumer bankruptcy, or being hounded by creditors and lenders over foreclosure, repossession, medical bills, or credit card debt then you need results and you need them now.
You need a Cleveland bankruptcy lawyer with extensive experience in consumer protection laws and practices. Now is not the time to take a chance and risk your financial future and well being on a legal professional fresh out of law school or a jack of all trades who may only handle a few cases involving chapter 7 bankruptcy or chapter 13 bankruptcy each year.
Chapter 7 Bankruptcy, Chapter 13 Bankruptcy, or Debt Settlement: Which is Right for You?
The answer will depend on your specific income, debts, and other financial factors. Do you want to avoid foreclosure or repossession? Do you have a regular income? Is your debt secured, unsecured, or a mix of both types? How much time and /or money are you willing to spend in the process? Is your goal liquidation and debt discharge or a complete reorganization of your finances?
All of these questions and many more need to be considered before you decide which path to take for a brighter financial future and a fresh start moving forward. An experienced and knowledgeable Cleveland bankruptcy attorney can help you evaluate your complete financial situation and determine which method of debt relief will work best for you and your goals.
Every Person and Financial Situation is Different and Unique. There is no One Size Fits All Solution!
Your financial snapshot will not look the same as your friend, neighbor, or coworker. Every person and financial situation is different and unique. There are different amounts and types of income and debt involved in each case, and different goals and desired outcomes that need to be considered.
Don't Let the Wrong Cleveland Bankruptcy Lawyer Cost You!
When you are considering each Cleveland bankruptcy attorney there are some important considerations. The wrong pick could cost you a successful outcome, or even keep you from filing again in the future. These include:
- Cost– You want to keep costs reasonable but you will generally pay more for a consumer protection specialist who has more experience.
- Experience– You want someone familiar with the local courts and key players, and someone who has a lot of experience handling chapter 7 bankruptcy and chapter 13 bankruptcy cases each year.
- Education– Ask about any continuing education in bankruptcy law since these laws can change from time to time. You need someone who understands the current bankruptcy code.
- Legal areas of practice– You will generally get better results if you choose a Cleveland bankruptcy attorney who only handles consumer protection and debt relief cases. Someone who dabbles in many legal areas is not truly an expert in any one of them.
Sources:
Cara O’Neill, “ What Bankruptcy Can and Cannot Do.” Nolo.com https://www.nolo.com/legal-encyclopedia/chapter-7-13-bankruptcy-limits-benefits-30025.html Accessed 11 May 2020.
Cara O’Neill, “ How Bankruptcy Stops Your Creditors: The Automatic Stay.” Nolo.com https://www.nolo.com/legal-encyclopedia/how-bankruptcy-stops-creditors-automatic-29723.html Accessed 11 May 2020.