Bankruptcy -- just the sound of it evokes strong feelings in most people. It's rarely anyone's first choice when trying to cope with overwhelming debt, but the decision to file bankruptcy can be the right one when made with full awareness of all its consequences.
Ohio Consumer Bankruptcy Lawyer
Susan M. Gray is a sole practitioner representing clients in need of bankruptcy and consumer protection in Rocky River, Ohio, also serving clients from surrounding communities including Cleveland, Lorain, Elyria, Bay Village, Middleburg Heights, Westlake, Garfield Heights, Maple Heights, and Cuyahoga County, OH.
The law firm is a debt relief agency. Since I help clients file for bankruptcy, I can offer clients more options than non-legal alternatives such as debt consolidation and credit counseling. This provides clients with the powerful protection of federal law, which no non-bankruptcy alternative can offer.
I operate my bankruptcy practice on several key principles for the benefit of my clients:
If you are considering consumer bankruptcy or small business bankruptcy, contact me for a free consultation, where we can explore the facts of your situation to determine whether and how bankruptcy and consumer protection statutes can be used to help you. Contact me before you get that second mortgage, or mortgage refinance.
Cleveland Foreclosure Defense Law Firm OH
Are you living in fear of foreclosure, or struggling with garnishments, threatened repossessions, pending lawsuits or harassing creditor calls? Are you facing bankruptcy litigation ? I have the experience and understanding to help you achieve a “fresh start.” Applying the provisions of the Bankruptcy Code is complex. You need a consumer bankruptcy attorney like Susan M. Gray to help you figure out how to use the law to help you sort out you financial troubles and get some protection from your creditors. You have many options; your creditors are not “all powerful”.
Consumer Bankruptcy Lawyer
I know the laws governing consumer bankruptcy are changing. I also know that consumer bankruptcy for insolvent persons is a right long-guaranteed by Congress. Even under the new law, bankruptcy protection is still available. The new law is simply a different tool that we learn to use for your benefit. The precise form of bankruptcy that you will qualify for is something we can determine only through thoughtful dialog about the facts of your case.
Consumer Protection, Tax Discharge, Chapter 7 & 13
Let me show you how to claim your rights as they are spelled out in consumer protection acts. We will discuss under what circumstances some taxes may be discharged. I will clarify whether Chapter 7 or Chapter 13 bankruptcy will be appropriate to your situations. Contact me as soon as possible.
Call us at
22255 Center Ridge Rd
Rocky River, OH 44116